You don't need to figure it all out alone. Just find someone who explains things well. You don't need a genius.
What does a financial consultant even do?
You don't need to know everything. Just good advice. The best ones keep it simple.
Simple stuff that matters. Some focus on big purchases. They actually help.
Where to even look for one
Ask see the full scope people you trust. Your bank might have people. Look online but be careful.
These can be good. Independent ones might have more options. See who fits best.
Questions to ask before picking someone
Ask how they get paid. Find out what they focus on. You don't want to be ignored.
If they use big copyright, that's bad. Ask how long they've helped people. Just good advice.
Red flags to watch out for
Real ones don't do that. No surprises. They should help you.
If they ignore your questions. Not hard to understand. The worst ones pressure you.
How to work with them well
Be honest. Ask questions when you don't understand. Stay involved.
Follow their advice if it feels right. Helps them help you. Not one-size-fits-all.
Simple ways to start
Start simple. Not fancy titles. Check options|The right one is out there|You'll find them}.
Begin when you're ready. Not more stressed. No magic needed.